Zip Code 39532

Biloxi, MS • Harrison County

Real Estate Market Analysis

Q3 2025 Report

$265,565 (as of April 2025)

Median Home Value

Estimated 25,000-28,000 (2025)

Population

$62,000 (estimate, 2025)

Median Income

Above average (B+ to A-, Niche 2025)

School District Rating

Market Statistics

Property Values

$265,565 (as of April 2025)

Median Home Value

$1,600 (estimate, based on local trends)

Median Rent

$154 (June 2025)

Price per Sq Ft

Market Performance

Home Appreciation+1.8% year-over-year (as of April 2025)

Market VelocityHomes go pending in ~26 days (2025)

Foreclosure Rate1 property in pre-foreclosure; 603 involuntary liens on 529 properties

Area Information

Area SizeSuburban area within Biloxi, Harrison County

CountyHarrison

Primary CityBiloxi

Housing Profile

Housing Statistics

Total Housing Units~7,972 properties with >50% equity; 5,981 fully paid-off homes

Owner OccupiedEstimated 65% owner-occupied (local trend)

Rental PropertiesEstimated 35% rental properties

Vacant UnitsLow vacancy rate, given market velocity

New ConstructionModerate new construction activity, especially in suburban developments

Housing Types

Single-family homesTownhomesCondosSome multi-family units

Demographics

Estimated 25,000-28,000 (2025)

Population

38 years (estimate)

Median Age

$62,000 (estimate, 2025)

Median Income

~96% (unemployment ~4%)

Employment Rate

High school diploma or higher: 88%; Bachelor's degree or higher: 27%

Education Levels

Predominantly families and working professionals; mix of retirees

Family Composition

Education Quality

School District Performance

Above average (B+ to A-, Niche 2025)

District Rating

School DistrictBiloxi Public School District

Test ScoresConsistently above state average

Graduation Rates~90% (2025)

Schools in Area

North Bay Elementary
Biloxi Junior High
Biloxi High School

Economic Factors

Employment & Business

Job GrowthStable, with moderate growth in healthcare, tourism, and retail

Unemployment Rate~4% (2025)

Business EnvironmentFavorable for small businesses and service industries

Commercial ActivityActive retail, hospitality, and healthcare sectors

Major Employers

Keesler Air Force Base
Biloxi Regional Medical Center
Casino and hospitality sector
Retail and local government

Infrastructure & Quality of Life

Infrastructure

Transportation Access

• Interstate 10
• US Highway 90
• Biloxi Bay Bridge

Utilities & Services

• Electricity (Mississippi Power)
• Water/Sewer (City of Biloxi)
• Natural Gas
• Waste Management

Quality of Life

Safety & Environment

Moderate; lower than state average for violent crime, slightly above average for property crime

Good air and water quality; some hurricane risk

Healthcare Access

• Biloxi Regional Medical Center
• VA Gulf Coast Health Care System

Development Trends

Planned Developments

New residential subdivisions
Mixed-use retail/residential projects

Infrastructure Projects

• Road widening on I-10
• Stormwater management upgrades

Investment Outlook

Growth Outlook

Steady, with continued suburban expansion and infrastructure investment

Investment Opportunities

• Single-family rentals
• Value-add rehabs
• New construction sales

Marketing Intelligence

Target Demographics

Young families
Military personnel and families
Retirees
Healthcare professionals

Competitive Advantages

Strong school district
Proximity to Gulf Coast amenities
Stable home values

Pricing Strategies

Competitive pricing just below median to attract move-in-ready buyers; incentives for VA and first-time buyers

Common Objections & Response Strategies

Objection: Concerns about hurricane risk

Response Strategy:

Highlight recent infrastructure upgrades, flood mitigation, and affordable insurance options

Objection: Property taxes or insurance costs

Response Strategy:

Showcase Mississippi's relatively low property taxes and available homestead exemptions

Objection: School quality uncertainty

Response Strategy:

Provide district ratings, test scores, and testimonials from local families

Objection: Older housing stock

Response Strategy:

Emphasize availability of renovated homes and new construction

Professional Recommendations

Leverage school and community quality in marketing

Target military and healthcare professionals with tailored messaging

Educate buyers on insurance and flood mitigation

Highlight new construction and renovated homes

Monitor insurance and tax trends for client advisement

Competitive Analysis

Comparable Markets

Gulfport 39507
Ocean Springs 39564
D'Iberville 39540

Market Positioning

Family-friendly, stable, and affordable suburban market

Competitive Advantages

Higher owner-occupancy
Better school ratings
Lower crime than some neighboring zips

Price Comparison

39532 median home value ($265,565) is slightly below Biloxi city median ($274,990) and near state median ($268,700)

Investment Metrics

5.5%–6.5% (typical for single-family rentals)

Cap Rates

~6% gross yield

Rental Yields

~13.8 (median home value/annual rent)

Price-to-Rent

Positive cash flow likely for well-priced rentals, especially near military base

Cash Flow

1.5%–2% annual appreciation expected

Appreciation

Buyer Journey Insights

First-Time Buyers

Attracted by affordability, good schools, and VA loan eligibility; need education on insurance and hurricane prep

Move-Up Buyers

Seek larger homes/newer construction; value school quality and amenities

Downsizers

Prefer low-maintenance homes or condos; proximity to healthcare is a plus

Investors

Focus on rental demand from military and healthcare sectors; value-add and turnkey opportunities

Relocators

Drawn by cost of living, job opportunities, and Gulf Coast lifestyle

This zip code analysis was generated using comprehensive market data and AI intelligence.

Market conditions change rapidly - consult with local real estate professionals for the most current information.

Related Market Intelligence

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Nearby Areas

39212 (MS)

zip_code

Adjacent location

$210,000