Zip Code 92057

Oceanside, CASan Diego County

Real Estate Market Analysis

Q3 2025 Report
$815,106 (Mar 2025)
Median Home Value
~63,000 (est.)
Population
$79,000 (est.)
Median Income
Above average (GreatSchools ratings 6-8/10 for most schools)
School District Rating

Market Statistics

Property Values

$815,106 (Mar 2025)
Median Home Value
~$3,200 (est., varies by property type)
Median Rent
$486 (Jun 2025)
Price per Sq Ft

Market Performance

Home Appreciation+2.2% (past year)
Market Velocity18 days to pending (Mar 2025)
Foreclosure RateLow (no significant spike reported)

Area Information

Area SizeApprox. 42 sq mi
CountySan Diego
Primary CityOceanside

Housing Profile

Housing Statistics

Total Housing Units~23,000 (est.)
Owner Occupied~62% (est.)
Rental Properties~38% (est.)
Vacant Units~3% (est.)
New ConstructionModerate, with some new single-family and multi-family developments

Housing Types

Single-family homesTownhomesCondosApartments

Demographics

~63,000 (est.)
Population
33.5 years (est.)
Median Age
$79,000 (est.)
Median Income
~95% (est.)
Employment Rate
High school grad or higher: 87%; Bachelor's or higher: 27% (est.)
Education Levels
Predominantly families, mix of military, young professionals, and retirees
Family Composition

Education Quality

School District Performance

Above average (GreatSchools ratings 6-8/10 for most schools)
District Rating
School DistrictOceanside Unified School District
Test ScoresAt or slightly above state average
Graduation Rates~89% (est.)

Schools in Area

  • Mission Vista High School
  • Nichols Elementary
  • Libby Elementary
  • San Luis Rey Elementary

Economic Factors

Employment & Business

Job GrowthSteady, driven by healthcare, education, and military sectors
Unemployment Rate~5% (est.)
Business EnvironmentSupportive for small businesses, retail, and hospitality
Commercial ActivityActive retail corridors, some light industrial

Major Employers

  • Camp Pendleton Marine Base
  • Tri-City Medical Center
  • Oceanside Unified School District
  • Genentech

Infrastructure & Quality of Life

Infrastructure

Transportation Access

  • I-5 Freeway
  • CA-76 Highway
  • Oceanside Transit Center (Amtrak/Coaster)
  • Bus lines

Utilities & Services

  • SDG&E (electric/gas)
  • City of Oceanside (water/sewer)
  • Waste Management

Quality of Life

Safety & Environment

Moderate, below national average for violent crime, slightly above for property crime

Good air quality, proximity to coast, some traffic-related noise

Healthcare Access

  • Tri-City Medical Center
  • Scripps Coastal Medical Center

Development Trends

Planned Developments

  • Mixed-use projects near Mission Ave
  • New residential communities near CA-76

Infrastructure Projects

  • CA-76 widening
  • Transit center upgrades

Investment Outlook

Growth Outlook

Moderate, with stable demand and gradual expansion

Investment Opportunities

  • Single-family rentals
  • Value-add multifamily
  • Short-term vacation rentals

Marketing Intelligence

Target Demographics

  • Military families
  • First-time buyers
  • Move-up buyers
  • Investors

Competitive Advantages

  • Affordability relative to coastal San Diego
  • Diverse housing stock
  • Strong rental market

Pricing Strategies

Competitive pricing slightly below coastal Oceanside; highlight value and amenities

Common Objections & Response Strategies

Objection: Prices seem high compared to other inland areas.

Response Strategy:

Emphasize value, coastal proximity, and strong appreciation history.

Objection: Concerns about property crime rates.

Response Strategy:

Highlight community policing, neighborhood watch, and lower violent crime rates.

Objection: School ratings are average.

Response Strategy:

Point to recent improvements, specialty programs, and parent involvement.

Professional Recommendations

1

Leverage military relocation networks and VA loan expertise.

2

Highlight rental income potential and low vacancy rates to investors.

3

Market to families with focus on schools, parks, and community programs.

4

Stay updated on zoning and short-term rental regulations.

5

Use data-driven pricing and days-on-market stats to guide sellers.

Competitive Analysis

Comparable Markets

  • 92056 (Oceanside)
  • 92058 (Oceanside)
  • 92054 (coastal Oceanside)

Market Positioning

Affordable, family-friendly, and investor-attractive coastal-adjacent market

Competitive Advantages

  • Lower entry price than 92054/92056
  • Proximity to Camp Pendleton
  • Larger lot sizes

Price Comparison

92057 median home value ~$815K vs. Oceanside citywide ~$877K

Investment Metrics

4.5%–5.2% (est. for SFR/multifamily)
Cap Rates
4.2%–4.8% (gross, est.)
Rental Yields
~21:1 (est.)
Price-to-Rent
Moderate, positive for well-managed rentals
Cash Flow
2–3% annual (2025–2026, est.)
Appreciation

Buyer Journey Insights

First-Time Buyers

Strong FHA/VA loan options, moderate competition, good starter inventory.

Move-Up Buyers

Opportunity for larger homes, new construction, and family amenities.

Downsizers

Limited single-story and condo options, but growing.

Investors

Attractive rental yields, steady tenant pool from military and healthcare.

Relocators

Appealing for those seeking affordability near the coast, with good schools and amenities.

This zip code analysis was generated using comprehensive market data and AI intelligence.

Market conditions change rapidly - consult with local real estate professionals for the most current information.

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