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Zip Code 28227

Charlotte, NC • Mecklenburg County

Real Estate Market Analysis

Q3 2025 Report
$375,000 (2025)
Median Home Value
~60,000 (est.)
Population
$65,000-$75,000 (est.)
Median Income
B to B+ (Niche 2025)
School District Rating

Market Statistics

Property Values

$375,000 (2025)
Median Home Value
$1,595+ (2025)
Median Rent
~$210-$230 (est.)
Price per Sq Ft

Market Performance

Home Appreciation5-6% YoY (2024-2025)
Market VelocityAverage days on market: 64 (Charlotte-wide, 2025)
Foreclosure Rate23 properties in foreclosure, 1 bank-owned, 6 at auction (2025)

Area Information

Area Size~36 sq mi
CountyMecklenburg
Primary CityCharlotte

Housing Profile

Housing Statistics

Total Housing Units~20,000+ (est.)
Owner Occupied~60% (est.)
Rental Properties~40% (est.)
Vacant UnitsLow vacancy, competitive market
New ConstructionActive, especially single-family and townhomes

Housing Types

Single-family homesTownhomesCondosApartments

Demographics

~60,000 (est.)
Population
~36 years (est.)
Median Age
$65,000-$75,000 (est.)
Median Income
~96% (Charlotte metro, 2025)
Employment Rate
High school grad+: ~90%; Bachelor’s+: ~35%
Education Levels
Mix of families, singles, and retirees
Family Composition

Education Quality

School District Performance

B to B+ (Niche 2025)
District Rating
School DistrictCharlotte-Mecklenburg Schools (CMS)
Test ScoresAverage to above average (CMS)
Graduation Rates~88% (CMS, 2025)

Schools in Area

  • Mint Hill Middle
  • Independence High
  • Bain Elementary
  • Queen’s Grant Community School

Economic Factors

Employment & Business

Job GrowthStrong, driven by finance, healthcare, logistics
Unemployment Rate~4% (Charlotte metro, 2025)
Business EnvironmentPro-business, growing tech and logistics sectors
Commercial ActivityRetail, medical, and office corridors along Albemarle Rd & Lawyers Rd

Major Employers

  • Atrium Health
  • Bank of America
  • Wells Fargo
  • Charlotte-Mecklenburg Schools

Infrastructure & Quality of Life

Infrastructure

Transportation Access

  • • I-485 Beltway
  • • US-74 (Independence Blvd)
  • • CATS bus service

Utilities & Services

  • • Duke Energy
  • • Charlotte Water
  • • Spectrum/AT&T

Quality of Life

Safety & Environment

Moderate, lower than Charlotte average in many neighborhoods

Good air quality, suburban feel

Healthcare Access

  • • Atrium Health Mint Hill
  • • Novant Health clinics

Development Trends

Planned Developments

  • New residential subdivisions
  • Mixed-use projects near Albemarle Rd

Infrastructure Projects

  • • Road widening on Lawyers Rd
  • • Sidewalk expansions

Investment Outlook

Growth Outlook

Positive, steady population and housing growth expected

Investment Opportunities

  • • Single-family rentals
  • • Townhome developments
  • • Value-add multifamily

Marketing Intelligence

Target Demographics

  • Young families
  • First-time buyers
  • Move-up buyers
  • Investors

Competitive Advantages

  • Lower price point than central Charlotte
  • Strong rental demand
  • Diverse housing stock

Pricing Strategies

Position below Charlotte median; highlight value and space

Common Objections & Response Strategies

Objection: Commute to Uptown Charlotte is long

Response Strategy:

Emphasize I-485/US-74 access and growing local job base

Objection: Schools are not top-tier

Response Strategy:

Highlight above-average CMS ratings and school choice options

Objection: Area is less walkable than urban Charlotte

Response Strategy:

Promote parks, greenways, and new mixed-use developments

Professional Recommendations

1

Educate buyers on market shifts and negotiation leverage

2

Highlight new construction and value vs. central Charlotte

3

Promote school and community amenities

4

Advise investors on rental yields and property management

5

Monitor inventory and price trends for optimal timing

Competitive Analysis

Comparable Markets

  • 28215 (East Charlotte)
  • 28105 (Matthews)
  • 28212 (Southeast Charlotte)

Market Positioning

Affordable suburban alternative to pricier Charlotte neighborhoods

Competitive Advantages

  • Lower median price than Matthews
  • More new construction than 28212
  • Better rental yields than 28215

Price Comparison

28227 median ($375k) vs. Charlotte median ($405k) and Matthews ($480k)

Investment Metrics

5.5-6.5% (single-family rentals, 2025)
Cap Rates
~6% gross yield
Rental Yields
~16-18
Price-to-Rent
Positive for well-bought rentals
Cash Flow
4-6% annually (2025-2027 est.)
Appreciation

Buyer Journey Insights

First-Time Buyers

Attracted by affordability, FHA/VA options, and new builds

Move-Up Buyers

Seeking larger homes, newer construction, and better amenities

Downsizers

Interested in townhomes and low-maintenance options

Investors

Strong rental demand, value-add opportunities, stable returns

Relocators

Drawn by job growth, suburban lifestyle, and access to Charlotte

This zip code analysis was generated using comprehensive market data and AI intelligence.

Market conditions change rapidly - consult with local real estate professionals for the most current information.

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Nearby Areas

28212 (NC)

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3 miles away

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Myers Park in Charlotte, NC

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7 miles away

$1,200,000

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28269 (NC)

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