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Zip Code 28269

Charlotte, NC • Mecklenburg County

Real Estate Market Analysis

Q3 2025 Report
$360,000 (June 2025, down 3.9% YoY)
Median Home Value
~80,000 (est. 2025)
Population
$72,000 (est.)
Median Income
B (Niche 2025)
School District Rating

Market Statistics

Property Values

$360,000 (June 2025, down 3.9% YoY)
Median Home Value
$1,800–$2,100 (est. 2025)
Median Rent
$202 (June 2025)
Price per Sq Ft

Market Performance

Home Appreciation-3.9% YoY (June 2025)
Market VelocitySeller's market; inventory up, but homes still sell quickly
Foreclosure RateLow (consistent with Charlotte averages)

Area Information

Area Size~35 sq mi
CountyMecklenburg
Primary CityCharlotte

Housing Profile

Housing Statistics

Total Housing Units~25,000 (est.)
Owner Occupied~60% (est.)
Rental Properties~40% (est.)
Vacant Units~5% (est.)
New ConstructionActive, especially townhomes and single-family homes

Housing Types

Single-family homesTownhomesApartmentsCondos

Demographics

~80,000 (est. 2025)
Population
34
Median Age
$72,000 (est.)
Median Income
~96% (unemployment ~4%)
Employment Rate
High school grad+: 91%; Bachelor’s+: 39%
Education Levels
Mixed; families, young professionals, some retirees
Family Composition

Education Quality

School District Performance

B (Niche 2025)
District Rating
School DistrictCharlotte-Mecklenburg Schools
Test ScoresSlightly above NC average
Graduation Rates~88%

Schools in Area

  • Mallard Creek High
  • Ridge Road Middle
  • Highland Creek Elementary
  • Croft Community School

Economic Factors

Employment & Business

Job Growth+2.5% YoY (Charlotte metro)
Unemployment Rate~4%
Business EnvironmentDiverse, strong finance/healthcare/logistics
Commercial ActivityActive retail, office, and logistics hubs nearby

Major Employers

  • Bank of America
  • Atrium Health
  • Wells Fargo
  • Charlotte-Mecklenburg Schools
  • TIAA

Infrastructure & Quality of Life

Infrastructure

Transportation Access

  • • I-485
  • • I-77
  • • NC-115
  • • CATS bus lines

Utilities & Services

  • • Duke Energy
  • • Charlotte Water
  • • Spectrum/AT&T

Quality of Life

Safety & Environment

Moderate; lower than Charlotte average for violent crime, higher for property crime in some pockets

Good; suburban feel, green spaces

Healthcare Access

  • • Atrium Health University City
  • • Novant Health

Development Trends

Planned Developments

  • Mixed-use at Prosperity Village
  • New townhome communities

Infrastructure Projects

  • • Road widening on Prosperity Church Rd
  • • Greenway expansions

Investment Outlook

Growth Outlook

Steady population and housing growth expected

Investment Opportunities

  • • New construction
  • • Value-add single-family rentals
  • • Townhome developments

Marketing Intelligence

Target Demographics

  • Young families
  • First-time buyers
  • Move-up buyers
  • Investors

Competitive Advantages

  • Lower median price than Charlotte overall
  • Suburban amenities with city access
  • Strong rental demand

Pricing Strategies

Competitive pricing below city median; incentives for quick close

Common Objections & Response Strategies

Objection: Prices have dipped year-over-year.

Response Strategy:

Emphasize long-term stability, strong rental demand, and recent inventory increases offering more choice.

Objection: Property crime concerns in some areas.

Response Strategy:

Highlight neighborhood watch programs, community policing, and lower violent crime rates.

Objection: Traffic congestion at peak times.

Response Strategy:

Show proximity to major highways and ongoing infrastructure improvements.

Professional Recommendations

1

Focus on affordability and value vs. city median.

2

Leverage school and community amenities in marketing.

3

Advise sellers on realistic pricing and staging.

4

Highlight new construction and rental investment opportunities.

5

Stay updated on infrastructure and zoning changes.

Competitive Analysis

Comparable Markets

  • 28262 (University City)
  • 28216 (Northwest Charlotte)
  • 28213 (Northeast Charlotte)

Market Positioning

Affordable, family-friendly, growth-oriented

Competitive Advantages

  • Lower price point than city median
  • Strong schools and amenities

Price Comparison

28269 median ($360k) vs. Charlotte median ($426k)

Investment Metrics

5.5–6.5% (est. for SFR rentals)
Cap Rates
~6% gross yield
Rental Yields
16–18
Price-to-Rent
Positive for well-managed rentals
Cash Flow
Modest (2–3%/yr) after 2025 correction
Appreciation

Buyer Journey Insights

First-Time Buyers

Good inventory, affordable entry, strong schools; highlight down payment assistance.

Move-Up Buyers

Larger homes, new construction, family amenities.

Downsizers

Townhomes and low-maintenance options available.

Investors

Strong rental demand, stable yields, value-add potential.

Relocators

Access to jobs, highways, and suburban lifestyle.

This zip code analysis was generated using comprehensive market data and AI intelligence.

Market conditions change rapidly - consult with local real estate professionals for the most current information.

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Nearby Areas

28215 (NC)

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6 miles away

$360,000

28216 (NC)

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7 miles away

$300,000

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